These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and KIA Technology Services Limited. By accessing our Site, registering on our platforms, or engaging our professional services, you confirm that you have read, understood, and agree to be bound by these Terms. If you are acting on behalf of an organisation, you represent and warrant that you have the authority to bind that organisation.
Access to and use of the KIA Technology Services website (kiatechs.com), our digital platforms (KiaPays, KiaConnect, KiaCoop), and our professional technology services is conditional upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, registered users, clients, and any other parties who access or use our services.
If you do not agree with any part of these Terms, you must immediately discontinue your use of our Site and services. Continued use of any KIA Technology Services product or platform following notification of changes to these Terms constitutes acceptance of the revised Terms.
You are granted a limited, non-exclusive, non-transferable, and revocable licence to access and use the Site solely for informational and legitimate business engagement purposes. This licence does not include the right to:
We reserve the right to withdraw, suspend, or modify access to the Site or any portion thereof at any time and without prior notice, including for maintenance, security, or legal compliance reasons.
The provision of professional technology services by KIA Technology Services Limited — including technology strategy, enterprise architecture, software engineering, data analytics, cybersecurity, project management, and cloud infrastructure — is governed by the specific terms of the applicable Statement of Work (SOW), Master Services Agreement (MSA), or client engagement contract executed between the parties.
In the absence of a specific written agreement, these Terms shall apply as the default framework governing the delivery of professional services. The following general principles apply to all service engagements:
Use of KIA's proprietary digital platforms — KiaPays, KiaConnect, and KiaCoop — is subject to these Terms in addition to any platform-specific terms, user agreements, and regulatory requirements applicable to the specific platform. The following conditions apply across all platforms:
All intellectual property on the Site and within our proprietary platforms — including but not limited to trademarks, logos, brand elements, software code, system architecture, documentation, designs, graphics, and written content — is the exclusive property of KIA Technology Services Limited or our respective licensors and is protected by applicable intellectual property laws.
KIA-Owned IP: No content, methodology, architectural framework, or proprietary tool developed by KIA Technology Services Limited may be reproduced, distributed, modified, reverse-engineered, or used in any derivative work without prior written consent.
Client Deliverables: Intellectual property rights in client-specific deliverables created exclusively for a client engagement shall be governed by the applicable service agreement. Unless otherwise agreed in writing, KIA Technology Services retains ownership of all pre-existing IP, methodologies, and reusable frameworks incorporated into client deliverables, with a licence granted to the client for the agreed use.
User Content: By submitting content through our Site or platforms, you grant KIA Technology Services Limited a non-exclusive, royalty-free licence to use such content solely for the purpose of providing the requested services.
In accessing or using our Site, Platforms, or Services, you agree to:
The following activities are strictly prohibited and may result in immediate termination of access, legal action, and referral to relevant regulatory or law enforcement authorities:
The Site and its contents are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the maximum extent permitted by applicable law, KIA Technology Services Limited expressly disclaims all warranties, including but not limited to:
Nothing in these Terms excludes or limits liability that cannot be lawfully excluded under applicable Nigerian law, including liability for fraud or fraudulent misrepresentation.
To the maximum extent permitted by applicable law, KIA Technology Services Limited, its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising from:
Where liability cannot be excluded, our aggregate liability to you in connection with any claim arising under these Terms shall not exceed the total fees paid by you to KIA Technology Services Limited in the three (3) months preceding the event giving rise to the claim, or ₦500,000 (Five Hundred Thousand Naira), whichever is lower.
Specific liability limitations applicable to individual service engagements shall be governed by the relevant service agreement executed between the parties.
You agree to indemnify, defend, and hold harmless KIA Technology Services Limited and its directors, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, penalties, fines, and expenses (including reasonable legal fees) arising out of or in connection with:
Our Site and Platforms may integrate with or provide links to third-party services, APIs, payment processors, or external websites. KIA Technology Services Limited does not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party service.
Your use of third-party services is governed by the applicable terms and privacy policies of those providers. We recommend you review the terms of any third-party service before use. KIA Technology Services Limited shall not be liable for any loss or damage arising from your interaction with third-party services.
KIA Technology Services Limited reserves the right, at its sole discretion, to suspend or permanently terminate your access to the Site, Platforms, or Services at any time, with or without notice, for reasons including but not limited to:
Upon termination, all licences and rights granted under these Terms shall immediately cease. Provisions that by their nature should survive termination — including intellectual property rights, indemnification, limitation of liability, and governing law — shall remain in full force.
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute, claim, or controversy arising from or relating to these Terms or your use of our services shall be resolved as follows:
Nothing in this clause prevents either party from seeking urgent injunctive or other interim relief from a court of competent jurisdiction where necessary to protect proprietary or confidential information.
KIA Technology Services Limited reserves the right to modify, update, or replace these Terms at any time. The effective date of the current version is displayed at the top of this document. Material changes will be communicated through prominent notice on our Site or, where applicable, by direct notification to registered users or active clients.
Your continued use of the Site, Platforms, or Services following the publication of updated Terms constitutes your acceptance of the changes. If you do not agree to the amended Terms, you must discontinue use of our services immediately and notify us in writing if a contractual engagement is affected.
For any questions, clarifications, or concerns relating to these Terms & Conditions, or to notify us of a potential breach, please contact us using the details below:
For platform-specific support enquiries: KiaPays — [email protected] | KiaConnect — [email protected] | KiaCoop — [email protected]
Our team is available to discuss any questions regarding our legal terms and service agreements.